Is there really such a thing as paid online surveys? YES. There are plenty of legitimate, paid survey sites that you can make money from each month. While you won’t be able to replace your income, if you focus on the best survey sites that pay you cash, you ... read on
Time to head back to college! Which means it’s time to learn how to make money in college. College can be expensive, meaning you need a way to make some money while you attend. We’re talking starting a side hustle! With your schedule set and dorm room decorated, it is ... read on
How To Make Money In One Hour *Asterisks set out in this article relate to advertising and they indicate that the author receives a small share of sales through the related link.* We’ve all been there. You need some money ASAP and are wondering how to make money in one ... read on
Amazon over the years has quickly become the most popular place to shop online. Millions of dollars are spent every single day but do you know the secrets to saving the most money while shopping on Amazon? Below we will show you how with some incredible Amazon hacks! In ... read on
I have a dilemma and I was hoping you could help me figure out the best solution. I’ve heard from several couples that it can be a challenge to plan trips and events when each of them makes a vastly different income. At times one half of the couple may ... read on
Following your passion is terrible advice. But everyone tells us it’s the only way we’ll ever get the job ‘of our dreams’, or ever enjoy what we do. It’s what Steve Jobs said at the 2005 Stanford graduation ceremony: ‘You’ve got to find work you love’, or even the ... read on
A reader, Mr P, asked: I have debts of around £30,000 on five credit cards and loans, which I couldn’t pay from last summer. A Debt Management Plan (DMP) was set up a couple of months ago. This will take about ten years to pay off. The DMP firm suggested ... read on
Wondering if the Living Well Planner is worth it? Is it the best life planner for you? I’ll answer all your in my honest Living Well Planner review about the planner designed by Ruth Soukup of Living Well Spending Less. This post may contain affiliate links. Read my full disclaimer ... read on
I don’t know about you, but I definitely indulged in some Easter candy and desserts this past weekend. It started Friday night after work when I pulled from my cabinet the one and only Cadbury creme egg I was planning to eat this holiday season. Cadbury creme eggs are among ... read on
Life is long. In theory, this means you have plenty of time and chances to fuck up, make mistakes, fix them, and get back on track. And yet we’re surrounded by messages that instill the fear that if we don’t have our financial shit together by the ... read on
This article will discuss ways to improve your credit score. Thank you for visiting. Enjoy. We’ve all heard the term, “Cash is King”. In a perfect world, you would pay cash for everything including your home, vehicles, and education. You wouldn’t owe anyone anything. But let’s face it, unless you’ve gained ... read on
A big thank you to Stephanie Haywood for putting this Guest Post together!Photo by averie woodard on UnsplashIf you believed all the diet plans, nutritional shakes, and juice cleanses that advertising tries to sell you, you’d think that staying healthy costs a fortune. In fact, some of the best things for you ... read on
Happy Earth Day! I had a hard time deciding what to write about today because it feels like such an important one. As you all have probably – hopefully – figured out by now, ... read on
Are you over 50 and seeking a job? Have you already started the job hunt process only to become discouraged in under a month? There is good news to this: you are not alone! The other good news, according to Market Watch: The number of job openings in the ... read on
Since quitting my job in 2017, my days have felt drastically different. When I was working full time as a teacher, I would become very anxious Sunday evenings. I would get upset that my weekend was ending, and I dreaded going back to work. […] The post Every Day ... read on
7 Sneaky Costco Hacks to Save Money I have always said that Costco is overrated and I hate crowds and that I would rather shop at places that had smaller quantities than Costco. However, there are still things that are a great price at Costco and we just went without ... read on
As a young adult, I really believed that having more money would solve my problems. Not only would I be able to pay for all of the things I wanted and needed, but I’d be able to help others, and people would look at me […] The post Rock Bottom ... read on
A little over a week ago I wrote some musings about TV, and a challenge I was going to undertake. Essentially, I wanted to cut out (or way down) my smartphone usage for a week. Why? Because I found myself reaching for my phone way too often for my taste. ... read on
I’ve been thinking about enough lately. In this country, enough has become a concept that’s almost unpatriotic. Saying you have enough implies you’re satisfied. It implies you’re not endlessly striving for more, better, faster, perfection. I’ve spent the last week on Spring Break. I meant to blog, had packed ... read on
There are many ways to pay off debt, but most notably are two very popular methods: The Debt Snowball MethodThe Debt Avalanche Method Both have their strengths. Neither is bad. I still say that the best method is the method that you are going to stick to! This purpose ... read on
I like to think that I was a minimalist before it was cool. With a background in architecture and design, I have always appreciated the elegant lines of mid-century modern furniture, and the clean aesthetic of many Japanese homes. While studying at the Rhode Island School of Design, a professor ... read on
Jeans seem like lifetime investments to me. Not just because they can have a steep price point ($1,200+…gasp!), but because it’s such an ordeal to find the perfect pair. ... read on
I covered our paycheck deduction increases in January’s snapshot: Medical: increased $480/year. Dental: increased $35/year. PiC’s Life insurance: decreased $438/year. LTD: increased $18/year. Supp life insurance: increased $480/year. Now, our other semi-regular bills are rolling in and it’s not pretty either. Water: increased $24/year Earthquake insurance premium: increased $36/year Homeowners ... read on
Whether you’re an investor or a borrower, you’ll want to pay careful attention to the interest rate you’re earning or paying. Why is the interest rate so important? Other than the fact it becomes a source of income or the cost associated with you borrowing money, the calculation of ... read on
I never understood, or really cared, about childcare before I had my son. I’d heard co-workers discussing the expense and while I was utterly dumbfounded by the amount of money they were spending each month for daycare, the initial shock quickly dissipated because it wasn’t relevant to me. Since having ... read on
The best frugal living tips I can share didn’t come from a book or a blog. They came from my great-grandparents… down to my grandparents… and on down to me. My great-grandparents were born in the early 1900’s. They were in their prime during the Great Depression. What we can ... read on
Saving money is the only way to becoming financially secure. Achieving financial security prepares you for those scary life emergencies and living well on your own terms. Unfortunately, saving money isn’t always fun. It isn’t easy for everyone either. That’s why these sneaky money saving challenges can be massively ... read on
My parents are frugal. My grandparents were frugal. I am not frugal. Somehow the frugal gene bypassed a generation. What I should be doing is deep diving into the last 12 months’ of spending and look at where I can save more. But I am so depressed by my results ... read on
We finally made it out of town for our much-anticipated cross country + Europe road trip. The first stop was a week in San Antonio visiting friends and seeing the sights. We didn’t hit as many spots as we’d hoped to in the week we were there, but two standouts ... read on
First of all, I want to wish everyone a Happy Easter. With the Hubs away, mine was very quiet. No complaints. I prefer it that way ~ well, the quiet part that is, not the ... read on
My pick of last week’s news is the article on “Buy Now Pay Later” deals – a growing problem. Tweet of the week 1.Just back from ESA appeal hearing for victim of horrific acid attack with 50% burns all over her face and body, is in constant pain and ‘burning ... read on
Every great movement needs an Anthem – an amazing song that sparks comradery, joy, and excitement. I’m going to take it upon myself to declare the Anthem of the financial independence movement – firstly because I know of a great song that’s a perfect fit and ... read on
Hello FOGO Readers! Recently, J Money over at Budgets Are Sexy wrote a post called, “How far have you come since 2012?!” In it, he talked about how different his life was seven years ago and how much his life has improved. He then said, “If you’ve got a pen ... read on
I'm constantly running a race against myself and my body. Against my brain, my disabilities, my fate, whatever it may be. Ever since that fateful day, 8 years ago, I've been running a race against time, living on what I perceive to be "borrowed time." The post Four Things I ... read on
When things are tight and you are trying your best to save money and pay down debt watching every dollar is important. It is so easy to spend a few dollars here and a few there on various things without thinking it will affect much. Then you begin to realize ... read on
Newish Leader is back again! About a week ago, my Manager got chewed out admonished, again, by Newish Leader for my team’s output not being of high enough quality for Newish Leader. In recent weeks, Newish ... read on
For my 35th birthday, I decided to get out of the house every weekend in March. If you haven’t met me, I spend most of my free time at home in front of the television. Lately, I’ve been getting a little bored of that and itching to do something different. ... read on
We’ve all done silly things to save money. Tawnya here, and if you’re anything like me you’re always looking for little ways to cut costs and put more money back in your pocket. After all, Money Saved is Money Earned and every little bit adds up. While most of our ... read on
Many people talk about the top 100 Bestseller list on Amazon’s Kindle store like it’s the epitome of success for self-publishers. It’s not.Category ranking isn’t a good indicator of your book’s success compared to keyword ranking, because I can easily rank within the top 100 for an unpopular category and ... read on
Hello FOGO Readers! I did a Guest Interview for Tim & L over at Life for the Better for their Better Life Interviews. 🙂 In their own words: The living a better life interview series is about how individuals are living a better life. Living a better life can come ... read on
Today’s interview about financial independence is with a dear friend of mine, Josephine. Josephine and I were colleagues over 12 years ago where we were both working in human resources at a hospital. When I first met Josephine, I was immediately drawn to her personable character. She had the ability ... read on
On episode 13 of My Boyfriend Sucks with Money, Brian and I discuss the financial impacts of addiction. It’s an interesting topic, and one that I’ve mentioned before in my blog post “The Worst Financial Mistake of my Life“. But Brian has dealt with addiction as ... read on
Since I’m on a roll with writing about my trip to divide up my dad’s lifetime, I figure I may as well keep on going. If you missed it, HERE is part one. Aside ... read on
Is your pantry bursting out of its seams? It's time for a pantry challenge! Here's your go-to guide. You’ll use up those accumulated ingredients, get creative in the kitchen, learn what you eat – and don’t, and save money on groceries. The post Ultimate Pantry Challenge Guide: Eat up and ... read on
The dreaded weekend of emptying my father’s condo is over, or at least it is for me. Everyone has until the end of this next weekend to remove their items and then whatever remains ... read on
This past Sunday, a meetup was scheduled at Gas Works Park in Seattle as part of the Financial Freedom book tour. I don’t remember exactly how the conversation started on Twitter, ... read on
Canada’s Top Cities to Buy Real Estate This is a sponsored post. See genymoney.ca’s disclaimer for more information. Ovlix is a real estate portal for Canadians. One of the great things about Canada is the diversification among the provinces when it comes to geography, cities, and community life. Whether you ... read on
Easter's coming! I hope you have some fun plans for the day, if you celebrate Easter. My older two boys are both off from school today, and although I'm not off from work, I'll likely be able to log off a bit early to start the festivities. Today I'm talking ... read on
$52k paid off in just under 4 years! Here we find out how a financial advisor got out of debt in a record time of less than 4 years, thanks to Dave Ramsey’s Financial Peace University. Do you have an epic side hustle or debt payoff story to share with ... read on
1. Friday: I finally grew a brain. Instead of getting up super early (for me), then being frustrated that I couldn’t wake JB up for 20-30 minutes because ze still needs more sleep, I just went straight to work and got a bunch of critical stuff off my plate. Then ... read on
Last month, I thought maybe March would be perfect all around, it wasn’t! My dividend income wasn’t as good as last year for the same period and the cash flow for my rentals was negative (again!). But it was still an awesome month because of some amazing moments I got ... read on
The Women Who Money team created our mission statement before we launched our website in 2018. Although we focus on supporting women, we believe the articles we publish can help anyone improve their financial literacy as they work to become financially independent. At Women Who Money, we desire to: ... read on
With Easter almost upon us, the children have been off school for nearly two weeks now. We’ve headed out on assorted trips, pottered at home and my mother came to stay. I’ve managed to juggle… The post Five frugal things for Easter appeared first on Much More With Less. ... read on
On Monday, April 15, 2019, I fought back tears at work as I watched the spire collapse above the Gothic marvel of the Cathedral of Notre Dame de Paris, wondering when the destruction would end, and hoping that the final flames wouldn’t flicker through remains of ashes, rubble, and dust. ... read on
When you think of streaming platforms for gamers, you generally think of either Twitch or Youtube, right? Twitch is great, and if you want to focus on it, you should read my awesome post on how to be a Twitch Affiliate in 30 days! But there ... read on
PODCASTS ABOUT MONEY I was always in love with audiobooks, but now I am loving podcasts even more! Especially podcasts about money. Why personal finance podcasts? Because they are free for one, and they are super motivational and educational all at once. RELATED: If you’re interested, check out How to ... read on
The idea is not to live forever, it is to create something that will. – Andy Warhol I’m back with another blast from the past. This time I’m taking you back to 1985 with The Heavenly Kid. The movie poster image says: In Life & Love, We’re All Just Winging ... read on
Have you been asked to serve as a financial caregiver? Are you considering asking someone to serve as a financial caregiver for you or a loved one? The Consumer Financial Protection Bureau (consumerfinance.gov) offers four free guides explaining what it means to serve as a trustee, power of attorney, guardian ... read on
New statistics for July-December 2018 from the Financial Ombudsman (FOS) show how payday loan complaints have jumped in the second half of 2018. Almost all these cases are affordability complaints where a customer was given payday loans without proper affordability checks and is asking for a refund of interest paid. ... read on
In today’s busy and connected world, it’s harder and harder to disconnect from work. Even when you aren’t there, you find your mind wandering, contemplating the challenges facing you there. So how do you overcome this and prevent work from overwhelming your home life? How do you disengage so ... read on
Recently, there was a video done by comedian John Oliver regarding the state of mobile homes and mobile home park investing. Just in case you missed it, here’s the video: Video Link After watching the video, there are a few observations I made as a real estate ... read on
Blogging has become a commonplace career choice in the modern world. More people than ever are starting blogs which make money. Some are even managing to getting very wealthy. So, it looks like blogging is the way to go if you want to make money. Or, is it? While it ... read on
Ms. Fiology was born one year ago at CampFI Mid-Atlantic 2018 on the weekend of April 13th – April 16th. I owe a big thanks to Jonathanfor introducing me to Kevin Clackand to Kevin Clack for pushing my blog past the goal line.#Grateful Photo by Courtney ... read on
I loved Purple’s write up about her non-traditional education and I sure wish I’d looked into Montessori earlier in JB’s life. I can’t wait to try out Needhi’s mom’s Punjabi curry recipe / guidelines. Done by Forty: “In poker terms, the meritocracy argument is an example of resulting: of judging ... read on
This week I’m talking about money triggers and blocks. What are these? Well, if you’re broke all the time, overspend and never seem to be able to save, or you go the other way and hoard your money, it’s probable that you have at least one ... read on
-This post may contain affiliate links . When my divorce began I was 37 years old and had three children under age eight. My marriage had not been easy for a few years, but when the end came and the reality hit that I was truly on my own with ... read on
Let’s face it — if your business doesn’t publish regular content, it’s missing out on countless growth opportunities. Done right, content keeps you top of mind in your market, expands your reach, helps others, builds rapport, and ultimately bolsters your bottom line. But, it’s possible for your own content to ... read on
You read that right. Like Usher, these are my confessions. Lipstick Confessions that is. Not Confessions of a Teenage DRAMA QUEEN. Even though I was a teenager, but of a TEENAGE WAITRESS! Being a waitress was a humbling experience. After reading about Financial Samurai working for ... read on
What’s stopping you from achieving your goals? Time and money are typical answers. These are both limited resources, so not having enough of one or the other (usually both!) are difficult roadblocks to overcome for many of us. So what to do in these situations? When people run up against ... read on
Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to ... read on
Have you ever wondered whether or not you’re doing “okay” financially? One good way to take a health-check of your finances is to review your net worth every once in a while. Although net worth is definitely not the end-all-be-all indicator of financial health, it’s a good baseline to get ... read on
I’m officially 29 years and 364 days old. I don’t feel much different, but it’s weird to think I’m about to complete my third decade of life. On the eve of my 30th birthday, I’m reflecting on the evolution of my finances and sharing a few lessons I’ve learned about ... read on
The last thing I want to do when I return back to the United States from a long international trip is wait in a long US Customs line. This year I started using the free Mobile Passport app and it helps me breeze through US Customs even past all those ... read on
Capital Gains Tax Rate in Canada: Keeping it Simple I received a T5008 from my brokerage indicating that I had proceeds of disposition to report for my taxes. I thought they must have made a mistake because I didn’t remember selling anything. Then I remembered I transferred some shares ... read on
Our dog Twila was very sick for the past few months. She has been on a myriad of medication for her pain and a kidney infection. Looking at our vet bill and the amount spent on prescriptions had me thinking about all the ways we try to save on pet ... read on
I used to confess this money secret pretty regularly, but I haven’t made mention of it for a while.I don’t track our net worth. Famously. Infamously. Stupidly.While it’s a rationale ... read on
Determining whether to prioritize the pursuit of wealth or personal fulfillment is perhaps the most critical aspect of choosing a career or making a professional pivot. However, it’s not necessarily easy to pick which path to take. You need to pay your bills, but you don’t want to suffer ... read on
This is a guest post written by XRAYVSN, a practicing radiologist located in the southeast working for a large multispecialty outpatient clinic. Ever experience a divorce or are in the process of one? You’ll appreciate this post. Although physicians, fortunately, have a lower percentage of divorce than the general ... read on
I'm thrilled that the second installment of Finances After 40 features 42-year-old Kassandra Dasent, personal finance consultant and owner of Minding Your Money, LLC. Kassandra's goal is to help people "go from broke to woke". She offers personal coaching and hosts monthly Facebook Live video events in which she discusses financial topics and ... read on
Free Baby SamplesYes – if you’re a new or expecting mother, you’re eligible to receive free baby things!Many of these freebies you can get just by registering online. The gifts will be sent by mail. And you don’t have to fill out surveys! Where and how can I get free ... read on
This past six months has been tough for my family. My father fell ill in October and was hospitalized repeatedly for many different illnesses related to his final diagnosis of Non Hodgkins Lymphoma. My father had been diagnosed with Non Hodgkins Lymphoma when I was about 12 years old. His ... read on
Can your house really be at risk if you get into difficulties repaying something like a credit card bill? You might think the answer is “no”, but there are some very rare situations where this can happen. It helps to know the facts, so you can make good decisions about ... read on
So, you’re ready to start socking your money away and watch it grow! Some people have the desire to become investors but just aren’t sure when to start. How do you decide when it’s the best time to begin your investing journey? If you’re a rookie to the investing world, ... read on
This is a guest post from my online friend Ben from Blue Dollar Bull. He knows what he’s talking about when it comes to family legacy and using your family to leverage impact, career and finances. If you’re going to reach FI, why not help your entire family as well? ... read on
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Happy Earth Day! I had a hard time deciding what to write about today because it feels like such an important one. As you all have probably – hopefully – figured out by now, ... read on
Jeans seem like lifetime investments to me. Not just because they can have a steep price point ($1,200+…gasp!), but because it’s such an ordeal to find the perfect pair. ... read on
First of all, I want to wish everyone a Happy Easter. With the Hubs away, mine was very quiet. No complaints. I prefer it that way ~ well, the quiet part that is, not the ... read on
Newish Leader is back again! About a week ago, my Manager got chewed out admonished, again, by Newish Leader for my team’s output not being of high enough quality for Newish Leader. In recent weeks, Newish ... read on
The dreaded weekend of emptying my father’s condo is over, or at least it is for me. Everyone has until the end of this next weekend to remove their items and then whatever remains ... read on
This past Sunday, a meetup was scheduled at Gas Works Park in Seattle as part of the Financial Freedom book tour. I don’t remember exactly how the conversation started on Twitter, ... read on
Welcome to another week of the Women’s Personal Finance Wednesdays roundup. I started this series after months of debate because I wasn’t certain I wanted to up the ante and commit to ... read on
I used to confess this money secret pretty regularly, but I haven’t made mention of it for a while.I don’t track our net worth. Famously. Infamously. Stupidly.While it’s a rationale ... read on
In January, I wrote a post about my goals for the year 2019, but I’ve got a confession. Some* of them have changed. *Okay, a lot of ... read on
