By Steph on Financial Freedom Crew
Before I get into ways to stick to a budget, let me first answer two questions that I get asked often: What exactly is a budget? and Do I need one?
What is a budget?
A budget is plan that assigns a job to every dollar you get.
Some jobs for your dollars include paying bills or paying down debt, investing, sitting in a bank account waiting to pay future bills or expenses, sitting in an account waiting to be spent on goals, and hanging out in your wallet ready to be spent on fun stuff.
Your budget tells your money what to do and how you want to spend it…Read On