Financial Independence

Think A Year Ahead To Take Control Of Your Time

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It’s hard to believe that it’s the end of the year – and decade! As you celebrate the holiday season, you may find yourself reflecting on what you’ve accomplished this year. But if you’re like me, you also might think about resolutions you broke, goals you failed to meet, and habits you quit practicing. When […]

Downsizing for the Holidays

By Brenda K. Uekert, PhD The numbers are in for Black Friday – consumers spent almost $69 billion between Thanksgiving and Sunday, a new record. Those who shopped on Black Friday spent an average of $362. ‘Tis the season for spending! So how odd that I found myself driving home on black Friday with an […]

One Reason I Want You To Achieve Financial Independence

Flexibility. Being financially independent (FI) – or very close to it – gives you the flexibility to embrace new opportunities, and deal more easily with challenging life situations you may have never even imagined. When I first embarked on the FI journey in 2013, it was all about chasing freedom. Initially, I dreamt of escaping […]

Personal Finance Podcasts By/For Couples & Families

Listening to podcasts is a great way to keep learning and stay motivated to meet your goals. Whether you are just starting to take control of your finances or already on a path to building long-term wealth, personal finance podcasts would be a great addition to your playlist. There are hundreds of personal finance podcasts […]

Financial Independence Allows Me To Embrace Opportunities

After becoming financially independent a few years ago, I chose to “downshift” from full-time work as a college professor to teach part-time and (mostly) online. I continue to work with students because it’s my passion. But I also plan to maximize my pension by reaching a 30-year service milestone before I retire at 55. But […]

Embracing Change and a Life More Zemplified

Life is full of change. Sometimes we welcome it. Other times we try to ignore it. Some of us even fight it. All of the personal and professional changes we may encounter with our – marriages, children, grandchildren, death of family members, divorces, housing, education, career, business – can be exciting, challenging, sometimes sad or […]

My Late Start To FI, Financial Independence (Getting It Together In My 40’s)

My 20’s were very different from my business partner, Vicki’s. While she was making smart money moves right out of college, I was juggling responsibilities as a working single mom living paycheck-to-paycheck. Married to my high-school sweetheart, I had my first child at 20. At the time I was the breadwinner in the family. Through […]

7 Money Moves I Made In My 30’s That I’d Change If I Could

It always feels good sharing smart decisions you’ve made. But people won’t trust you if you don’t own up to mistakes too. While I made some great money moves right out of college, there were definitely things I could have done differently in the following decade. Now, I can share the financial lessons I learned […]

Money Choices Made In My 20’s That Put Me On A Path To FI

I was lucky enough to land the first job I interviewed for after graduating from college. A month after my 22nd birthday, I packed up the apartment I shared with my college roommate and started hunting for an apartment in a new city. While I was excited beyond belief, I’ll admit – I was a […]

Financial Independence

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